Terms of use.

Effective July 28, 2026

Please read these Terms of Use carefully. If you have any questions you send an email through the Contact form on the Contact page. You are encouraged to review these Terms of Use regularly as you use this website.

The content (“Content”) in this website (“Website”) is provided by the Gina Silverstein LLC ("Consultant") is for informational and personal use, intended to help you be better informed about services, and to access certain tools. Content on this Website may include payments and links to third-party websites.

These Terms of Use and Privacy Policy only apply to the Website. The Website may provide links to third-party websites as a convenience but does not control them. Consultant therefore cannot make a representation concerning the quality or reliability of the content of those websites and encourages you to review their terms of use, privacy policies and/or other polices before using them.

1. Third-party Tools
This Website provides a variety of communication and interactive tools that may include, but not be limited to, the following:

Payments. The forms that you fill out and credit card information you provide for these purposes may be through third-party vendors for capturing and storing your information, and for processing payments.

2. User Responsibilities
The information and materials made available through this Website is for your personal use only. It is not intended as advice. You acknowledge that you must be 13 years or older to provide personal information to Consultant and use certain tools, and represent that you are 13 years or older. By using the Website you agree to not use another user’s name; attempt to access information, accounts, devices, networks or other Consultant systems by any means; harvest personal information from users; disable, overburden or impair this Website through any means; or sell, modify, display, distribute or use any Content obtained from the Website for any public or commercial purpose.

  • The Website is provided to assist you with information and services the Consultant offers but you are responsible for protecting your personal information. Some third-party tools may allow you to create make payments or create an online account. Your computer may store and automatically enter your user name and password while logging into your account. You may also download information from the Website to your computer or other devices. If someone else has access to your computer or other devices, they may be able to view your online account, personal information, or documents that you download. If you use a personal computer or other device that another person has the legal right to access, you use this Website at your own risk.

  • Computer viruses, spyware and other malicious software on your computer can be used to retrieve passwords and personal information from your computer. We cannot prevent or be responsible for preventing through a firewall, or detecting or removing malicious software, on computers you use to access the Website. Firewall and anti-virus software are readily available and you should maintain these protections on any computer you use to access the Website.

  • “Phishing” is a term used for the actions criminals sometimes use to gain access to personal information for identity and other types of fraud. If someone sends you an email that appears to be from the Website, asking you to log on to this Website or third-party tools, please do not provide personal information.

  • You are responsible for creating a strong password for any third-party tools that allow account set up through this Website.

3. Services Information
The Website provides Content and tools to provide information about the services that the Consultant provides. Third-party tools and websites may be linked from or made a part of the Website for that purpose. If you choose to access this Content, and third-party tools and websites, you are responsible for understanding and using it. The Content and other activities available through this Website are intended for general information.

  • Consultant believes the Content contained in this website is correct, however, because there is a potential for human error and changes to laws, policies and other information, the Consultant does not warrant, promise or guarantee that it is complete, accurate, current or reliable. This Website and all Content is provided “as is,” without warranties of any kind, express or implied, including but not limited to warranties of fitness and suitability for any particular purpose.

  • Consultant makes no warranties or representations or promises or guarantees, express or implied, about the accuracy, completeness, currency, relevance, appropriateness, or availability of any linked third-party tool or website, the information contained in them, or their products or services. Consultant shall not be liable, directly or indirectly, for any damages, losses or harm incurred in connection with the use of a linked third-party tool or website.

  • This Website has been created in the United States and the Content, and third-party tools and websites may not be appropriate or used legally in other countries and by certain individuals. As a user of this Website, you are doing so at your own risk and are responsible for compliance with your country’s laws.

4. Copyright and Trademarks
The content within this Website, including, the design, source code, text, graphics, images, photographs, video and audio files, trademarks, service marks, trade names, and other data (collectively, the "Content"), and the arrangement, structure, thereof are the property of Consultant and/or her licensors. You are granted a limited, non-sublicensable right to access this Website and the Content published on this Website for your personal, non-commercial and informational use. The foregoing license does not include the right to: publicly display, publish, or make other derivative uses of the Website or the Content; sell, market, distribute or make commercial use of the Website or any Content; use frame or framing techniques to enclose any portion of this Website (including the images, graphics, video, text, or the layout/design); or collect and/or or use any Content through robots, data spiders or similar data gathering or extraction methods. Except for the limited license granted to you, you are not conveyed any other right or license by implication, estoppel, or otherwise in or under any patent, trademark, copyright, or proprietary right of Consultant or any third party. 

5. Services Limitations and ADA Compliance
Consultant cannot control the availability of third-party Internet connection services to the Website. The Content and third-party tools on this Website may be interrupted occasionally due to maintenance, technical issues, upgrades, emergencies, acts of God, or other activities.

Consultant's goal is to ensure that everyone has equal access to information and is committed to upholding our legal obligations to Title II of the Americans with Disabilities Act, the Rehabilitation Act of 1973, and the Department of Justice (DOJ) web accessibility directives.

While Consultant is dedicated to maintaining ADA compliance on our Website, there may be some instances where information is not in an accessible format. For example, some of the content may be in PDF format. If you have difficulty accessing any of the pages or files, please send an email using the Contact form on Contact page.

6. Personal Information Collection and Use
Consultant understands that the privacy of your personal information is important. For information about how personal information may be collected and used through your interactions with this Website, please visit the Privacy Policy page.

7. Changes to Terms of Use
Consultant reserves the right to change these Terms of Use from time to time. Changes will be effective when published unless a different effective date is specified. Your continued use of this Website after Consultant has posted a change to these Terms of Use will be considered your consent to the change.

8. Digital Millennium Copyright Act Provisions
If you are an owner of a copyrighted work and believe that your rights under U.S. copyright law have been infringed by Consultant, you may report an alleged infringement by following the provisions set forth in the Digital Millennium Copyright Act of 1998 (the "DMCA") rights. Upon receipt of a DMCA-satisfactory notice of alleged infringement, Consultant will investigate and respond to it. Actions may include the removal of or blocking access to allegedly infringing Content. DMCA notifications of alleged infringement and counter-notifications may be sent to us via the Contact form on the Contact page:

9. Limitation of Liability
TO THE GREATEST EXTENT PERMITTED BY LAW, CONSULTANT, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, WEBSITE DEVELOPER, AND CONTENT PROVIDERS SHALL NOT BE LIABLE FOR ANY DAMAGES YOU MAY SUFFER OR CAUSE THROUGH YOUR USE OF THIS WEBSITE EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

CONSULTANT, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, WEBSITE DEVELOPER, AND CONTENT PROVIDERS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF YOUR USE OF OR INABILITY TO USE THE SITE.

THESE LIMITATIONS SHALL APPLY WHETHER THE ASSERTED LIABILITY OR DAMAGES ARE BASED IN CONTRACT (INCLUDING, BUT NOT LIMITED TO, BREACH OF WARRANTY), TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE) OR ANY OTHER LEGAL OR EQUITABLE GROUNDS.

You agree to indemnify and hold Consultant harmless for any claims, losses or damages, including attorney fees, resulting from your breach of these terms or use of this Website.

10. Dispute Resolution
These Terms of Use shall be governed by and construed in accordance with the laws of the State of California, United States of America, as such laws would apply to a contract fully negotiated, entered into, and performed in that state. You agree that any dispute, controversy or claim arising out of or related to these Terms or your use of the Website will be resolved and settled through arbitration administered by the American Arbitration Association and conducted in Los Angeles, California, United States of America. Judgment on any award rendered by the arbitrator may be entered in any court of competent jurisdiction.

If any provision of these Terms of Use is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms of Use, which shall remain in full force and effect. No waiver of any of these Terms of Use shall be deemed a further or continuing waiver of such term or any other term.

11. Other Miscellaneous Provisions
These Terms constitute the entire and only understanding between and Consultant regarding your use of this Website. No modification or attempted modification of these Terms by you shall be binding on Consultant unless made in writing and signed by an authorized representative of Consultant.